We are professional property lenders with the skills and experience to make responsible risk assessments. Although all our loans are secured against property, your capital is at risk and returns are dependent on the UK property market. Estimated returns and past performance are not reliable indicators of future returns. Kuflink provides excellent due diligence and works with the best in the business to ensure your loans are thoroughly assessed and accurately represented.
It’s important that we guide our Lenders through the lending process smoothly and transparently. That’s why we strive to make sure you understand the risks involved with online lending and make informed decisions about your money.
If you are new to lending in UK-based P2P platforms you should seek advice from a qualified financial advisor.
The value of properties on the market may fall as well as rise – this is the nature of economic cycles and can be difficult to predict. Should the value of a property we have lent to fall, it may be hard for the borrower to meet their repayment obligations.
As a result, we recommend that Kuflink Lenders diversify their loans – that way your risk is spread across a number of properties.
We take a number of steps to mitigate the risk of a borrower defaulting on their loan. We perform rigorous assessments on borrowers to ensure that we only lend to those who we believe will honour their repayments. As loans are secured against property, should a borrower default we will take appropriate steps to recover losses. This does not, however, mean that your loan is secure, your capital is at risk.
It is hard to sell the property due to adverse property market conditions
The borrower is unable to meet their repayment obligations due to falling value of the property